This is not my original work and the author is unknown, but I have modified it for my use case and to compile with tbaMUD v2018.  The function converts an input value (currently a long int) to a string with commas.  Useful especially for exp and gold values as they increase in the endgame.
Converting it to an 4bit int input is trivial so I leave that to you.
You will have to change your output to characters to a string instead of an int to avoid breaking your game.
Code:
Level   1 requires:        10,000 experience,          10,000 total experience
Level   2 requires:        20,000 experience,          30,000 total experience
Level   3 requires:        30,000 experience,          60,000 total experience
Level   4 requires:        40,000 experience,         100,000 total experience
Level   5 requires:        50,000 experience,         150,000 total experience
Level   6 requires:        60,000 experience,         210,000 total experience
Level   7 requires:        70,000 experience,         280,000 total experience
Level   8 requires:        80,000 experience,         360,000 total experience
Level   9 requires:        90,000 experience,         450,000 total experience
Level  10 requires:       200,000 experience,         650,000 total experience
Level  11 requires:       220,000 experience,         870,000 total experience
Level  12 requires:       240,000 experience,       1,110,000 total experience
Level  13 requires:       260,000 experience,       1,370,000 total experience
Level  14 requires:       280,000 experience,       1,650,000 total experience
Level  15 requires:       300,000 experience,       1,950,000 total experience
Level  16 requires:       320,000 experience,       2,270,000 total experience
Level  17 requires:       340,000 experience,       2,610,000 total experience
Level  18 requires:       360,000 experience,       2,970,000 total experience
Level  19 requires:       380,000 experience,       3,350,000 total experience
Level  20 requires:       600,000 experience,       3,950,000 total experience
Level  21 requires:       630,000 experience,       4,580,000 total experience